Our first priority is the protection of your personal information online. We use Secure Socket Layer (SSL) technology to safeguard your personal information such as User Ids, Passwords, and account information over the internet. SSL does not allow anyone to intercept and read this information. When you send your information to us, SSL encrypts it (translates the data into a string of gibberish characters). Only we can decode the encryption. We will maintain these records, as well as your business activities and transactions, according to our strict security and confidentiality standards.

We limit the collection, use and retention of client information to what we reasonably believe will help us deliver superior service, to administer our business, manage our risks, market our services and products, and to meet applicable laws and regulations.

We take the safeguarding of your information seriously. In fact, we believe keeping your information safe and secure is every employee's responsibility. We also encourage you, the customer, to take steps in protecting your personal information. An excellent source of information on how to prevent identity theft and what to do if you are a victim of identity theft is the Federal Trade Commission web site.